Writing about personal finance, investing, and ideas worth sitting with.
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I'm Muhammad — a portfolio manager at an asset management firm, and a writer. I write about money, markets, and occasionally the random ideas and observations that catch my attention.
Away from the numbers, you'll find me at a table tennis table, lost in a good book, or wandering through an art gallery.
A reflective look at the year 2025 through a personal lens — what changed, what stayed, what it all added up to.
↗On boredom as a filter — why the things worth building are exactly the ones that feel tedious before they feel inevitable.
↗The year of transition — a personal essay on moving cities and what that kind of change does quietly to the person inside.
↗Lessons from years of investing as a beginner — from Sukuk bonds to dividend stocks, and everything compounding teaches you.
↗Finance content that reads like it was written by a human who actually understands markets. I write for brands, publications, and founders who need clear, credible financial storytelling.
Available for podcast appearances, panel discussions, and conversations on personal finance, investing, and building wealth in the African context — especially Nigeria.
Private 1-on-1 sessions or collaborative group workshops — structured feedback on your portfolio, goals, and long-term investment strategy. Specific to your numbers, not generic advice.
Advisory Sessions
Two formats, depending on whether you want a private conversation or a structured group setting. Both are focused, specific, and built around your actual numbers — not rules of thumb.
A collaborative review session for investors who want structured feedback in a group setting. Ideal for improving portfolio structure, risk management, and long-term strategy without committing to private advisory. You organise your own group of up to 5 people.
Focused entirely on your portfolio, goals, and investment strategy. Starting at ₦75,000 for a 60-minute session for portfolios of ₦1M–₦10M, scaling up to a full quarterly advisory engagement depending on portfolio complexity and size.
Choose your format · Expect a response within 48 hours
Fill in a short form — your name, email, what you'd like to focus on, and a little context about where you are right now. Muhammad will follow up within 48 hours to confirm a time.
Request a Session →Opens a short Google Form · Takes under 2 minutes
A comprehensive beginner's guide to understanding the stock market — how it works, how to read it, and how to start participating.
A step-by-step guide to buying your first stock on the Nigerian Exchange Group — written for complete beginners, no jargon required.
If something I've written resonated with you, if you have a question about finance, or if you simply want to say hello — I'm easy to reach.