Muhammad
Tahir

Writing about money, markets, and the slow work of building a life.

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About

Hi, I'm Muhammad, and most people call me Tahir. I started out on engineering internships, including a stint at the Jebba hydropower plant, before money and markets pulled me in. Since then I've moved from Kaduna to Lagos, worked as a product manager, and now work in investment management.

I write to think out loud: about money, markets, Islamic finance, and the questions that keep catching my attention. Some of it is practical, like how to buy your first stock on the NGX. Some of it is just me working something out in public.

Away from the numbers, you'll find me at a table tennis table, lost in a good book, or wandering through an art gallery.

Now

Updated November 2026

Writing

MMXXV — A Year in View

A reflective look at the year 2025 through a personal lens — what changed, what stayed, what it all added up to.

Medium·Feb 2026
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Is It Worth Doing If It's Not Boring?

On boredom as a filter — why the things worth building are exactly the ones that feel tedious before they feel inevitable.

Substack·8 Sep 2024
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From Kaduna to Lagos

The year of transition — a personal essay on moving cities and what that kind of change does quietly to the person inside.

Medium·1 Jan 2025
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Trying Hard Not to Go Broke

Lessons from years of investing as a beginner — from Sukuk bonds to dividend stocks, and everything compounding teaches you.

Substack·20 Apr 2025
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All Medium essays ↗ Subscribe on Substack ↗

Projects

001

Stocks Basics

A comprehensive beginner's guide to understanding the stock market — how it works, how to read it, and how to start participating.

Finance · Notion
002

Buying Your First Stock on the NGX

A step-by-step guide to buying your first stock on the Nigerian Exchange Group — written for complete beginners, no jargon required.

Nigeria · Notion
003

Tayyib Wealth

My series on building wealth the halal way: halal investing basics, Islamic financing contracts, and what makes wealth truly tayyib.

Islamic finance · Medium

Work with me

Alongside my day job, I take on a small number of writing and speaking projects through my company, Bluewater Technology Ltd. If you need someone who understands both the money and how to explain it, let's talk.

01 ✍︎

Finance Writing & Ghostwriting

Clear, accurate content for fintechs, asset managers, publications, and founders. Articles, newsletters, reports, and LinkedIn ghostwriting on investing and markets in Nigeria and Africa.

Ghostwriting Newsletters Thought leadership
02 ☾

Islamic Finance Content

Writing on halal investing, Sukuk, and Shariah-compliant finance for platforms and publications serving Muslim investors. Previously written for IslamicFinanceGuru (UK) and Muslim Finance Library.

Halal investing Sukuk Global
03 ◇

Product & Investor Education

Content that helps your users understand your product: onboarding guides, help-centre articles, explainers, and launch content, written by someone who has worked as a product manager in financial services.

Fintech Onboarding Explainers
04 ◎

Speaking & Workshops

Podcasts, panels, and talks on personal finance and investing in Nigeria, plus general financial-literacy workshops for companies, communities, and student groups.

Podcasts Panels Financial literacy
Tell me about your project → Takes 2 minutes · I reply within 48 hours · Pricing on request

Let's be
in touch.

If something I've written resonated with you, or you'd just like to say hello, I'm easy to reach.