Writing about personal finance, investing, and ideas worth sitting with.
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I'm Muhammad — a portfolio manager at an asset management firm, and a writer. I write about money, markets, and occasionally the random ideas and observations that catch my attention.
Away from the numbers, you'll find me at a table tennis table, lost in a good book, or wandering through an art gallery.
A reflective look at the year 2025 through a personal lens — what changed, what stayed, what it all added up to.
↗On boredom as a filter — why the things worth building are exactly the ones that feel tedious before they feel inevitable.
↗The year of transition — a personal essay on moving cities and what that kind of change does quietly to the person inside.
↗Lessons from years of investing as a beginner — from Sukuk bonds to dividend stocks, and everything compounding teaches you.
↗Finance content that reads like it was written by a human who actually understands markets. I write for brands, publications, and founders who need clear, credible financial storytelling.
Available for podcast appearances, panel discussions, and conversations on personal finance, investing, and building wealth in the African context — especially Nigeria.
A private 45-minute session to look at your specific situation — your numbers, your goals, and what actually makes sense for you next. No templates, no generic advice.
1-on-1 Session
Five years of writing about personal finance and working in asset management has taught me one thing: the best advice is specific. Not rules of thumb, not generic tips — a real conversation about your actual situation.
Book a private 45-minute session and we'll look at wherever you are right now and figure out what makes sense next.
45 min · Free introductory call
Fill in a short form — your name, email, what you'd like to focus on, and a little context about where you are right now. Muhammad will follow up within 48 hours to confirm a time.
Opens a short Google Form · Takes under 2 minutes
A comprehensive beginner's guide to understanding the stock market — how it works, how to read it, and how to start participating.
A step-by-step guide to buying your first stock on the Nigerian Exchange Group — written for complete beginners, no jargon required.
If something I've written resonated with you, if you have a question about finance, or if you simply want to say hello — I'm easy to reach.